The City of Madison Down Payment Assistance Program provides 0% interest, deferred-payment, shared appreciation loans to assist qualified first-time home buyers with down payment and closing costs on a home purchase. There are three loans available for first-time home buyers in the City of Madison, each for $39,882. Applicants need to meet the eligibility requirements, which are outlined here! Please apply if you are eligible – funds must be disbursed by the end of the year.

